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Novated Leasing for City of Armadale Staff

Discover how our Novated Lease Solutions are tailored to provide exceptional savings and convenience for City of Armadale’s worforce, empowering tax savings and the benefits of tax savings for your everyday motoring.
In partnership with Positive Salary Packaging, the City of Armadale offers employees various salary packaging benefits, aiming to improve their experience. This includes opportunities for financial optimisation such as Novated Leasing and exclusive vehicle expense savings.

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Australia’s Best Vehicle Salary Packaging Solution!

Start saving with a Novated Lease today

  • Get discounts on the car
    purchase price
  • Save up to $10,000 vs a traditional 5 year car loan
  • Easily convert your existing car loan to a novated lease
  • Flexible Visa card for fuel purchases
Vehicle deals

Unlock huge savings with a Novated Lease today!

$273 p/w

Volvo XC40 Recharge

Includes $94 p/w in running costs

Tax savings: 46575
$234 p/w

Volvo EX30 Single

Includes $104 p/w in running costs

Tax savings: 40610
$278 p/w

Volvo c40 recharge

Includes $91 p/w in running costs

Tax savings: 46665
$315 p/w

Kia EV6 GT Line

Includes $112 p/w in running costs

Tax savings: 50900
$303 p/w

Kia EV9 Earth

Includes $87 p/w in running costs

Tax savings: 48165
$246 p/w

Kia EV6 Air RWD

Includes $83 p/w in running costs

Tax savings: 42995
$146 p/w

GWM Ora Standard Range

Includes $73 p/w in running costs

Tax savings: 25535
$256 p/w

Ford Mustang Mach E

Includes $95 p/w in running costs

Tax savings: 45260

Why a Novated Lease?

A Novated Lease is a tax effective form of financing your vehicle. It allows you to pay for the vehicle and all it’s associated running costs using pre & post tax money. This method reduces your taxable income resulting in savings of thousands

  • Pay Less Tax

    Make repayments, maintenance, fuel / charging, insurance and even registration from your pre-tax income, and reduce the amount of tax you pay upfront.

  • GST Savings

    As Novated Lease finance is treated as a business transaction, this means you don’t have to pay the GST on the purchase price of the vehicle. Saving you effectively 10% on the vehicle price straight up! You also save the GST on your running costs

  • Leasing options

    A range of novated car lease options allows you to choose those with flexible terms, fixed interest rates, and no deposit requirement.

  • Flexible Vehicle Choice

    You can package any vehicle (new, used and even existing) We can even offer a refinance option to potentially re-gain some of the benefit you have missed out on over your remaining finance term.

  • End of Term Profit

    If you wish to sell or trade-in your vehicle at the end of the term, any profit above the residual value is yours to keep TAX-FREE

  • Employer options

    You can choose the car you want and take it with you to your next job if you change employers.

All Novated Lease packages included:

  • Repayments
  • Registration
  • Fuel or charging
  • Servicing
  • Tyres
  • Insurance

Common questions

It is possible to switch from a car loan to a Novated Lease. The specifics will depend on the terms of your current loan, any early repayment fees, and the agreement with your leasing provider. Consulting with Positive Salary Packaging will give you a clear picture of the steps involved and any associated costs.

Yes, you can lease a used car using this method. However, the specific terms and conditions might vary based the age or condition of the used vehicle. It’s essential to check with your us for the exact requirements and potential limitations.

No, the Novated Lease Operating Cost Method is different from a Business Operating Lease. A Business Operating Lease is an agreement where a business leases a vehicle for a set period, after which the vehicle is returned to the lessor. In contrast, the Novated Lease Operating Cost Method is an arrangement between an employee, employer, and a leasing company, where the employee can lease their personal vehicle through salary packaging, factoring in a business use percentage for potential tax savings.

Employers can benefit in several ways, including reduced fleet management responsibilities, potential GST credits on operating costs, and the ability to offer an attractive incentive for employee attraction and retention.

The latest on our blog

April 25, 2024

Changing jobs can bring about numerous considerations, and if you currently have a novated lease, it’s important to understand how it may be affected. Let’s talk about the implications of changing employers on your novated lease and provide valuable insights to help you navigate this transition smoothly. The Impact of Changing Employers on Your Novated … Continued

April 12, 2024

Key Points: The Tesla Model Y is an all-electric compact SUV that stands out with its impressive performance, advanced technology, and spacious interior. Here are some essential aspects of this vehicle: Highlights: Considerations: Specifications: Model Y RWD: Model Y Long Range: How much does the Tesla Model Y Long Range cost? The Tesla Model Y … Continued

April 4, 2024

Luxury cars, often associated with elegance and style, can introduce financial complexities, especially when integrated into novated finance leases. To give you clarity on this, we explore insights into the treatment of luxury cars under novated leases and the importance of the luxury car adjustment (LCA) sometimes known as luxury car charge (LCC). Let’s start … Continued

March 30, 2024

When it comes to acquiring a vehicle for business use, businesses have several financing options at their disposal. Two popular choices are novated leasing and chattel mortgages. While both options have their merits, this blog will explore why novated leasing might be a superior choice for business driving needs. Novated Leasing Demystified Novated leasing is … Continued

March 24, 2024

In today’s competitive job market, employers are continuously seeking ways to attract and retain top talent. Offering attractive employee benefits can make a significant difference, and one such benefit is a car allowance combined with a novated lease. This powerful combination not only enhances an employee’s financial well-being but also contributes to job satisfaction. Let’s … Continued

March 5, 2024

If you’ve decided to reap the rewards of vehicle salary packaging, choosing a car is an important step. Often, the best novated leasing cars are the ones that suit the drivers. We take a look at some of the best novated leasing cars. Make sure you know the difference between novated leasing and vehicle salary … Continued

March 1, 2024

Novated leasing expert, Andrew, talks us through some common (and not so common) questions about novated leasing and salary packaging. Question: What happens with my novated lease if I change employer? Put simply, you can likely transfer the lease. However, there are a few things to consider… Firstly, who is Andrew Pantelis? With years of … Continued

February 28, 2024

Question: Do you have to be working full-time for vehicle salary packaging? Put simply: No, you can be casual, part-time or full-time. However, there are a few more things to think about… Firstly, who is Andrew Pantelis? With many years of experience in the novated leasing and vehicle finance industry, Andrew has helped many clients … Continued

February 17, 2024

(Header image source: Recent Positive Salary Packaging client, Megan, upgraded from a 2012 Holden Astra to a 2020 Hyundai Kona. Here’s the story. Who: Megan 31, Registered Nurse What: Vehicle upgrade Where: Central Coast, NSW When: March, 2021 Why: Client was unable to meet repayments on a traditional car loan Megan contacted Positive Salary … Continued

February 1, 2024

Industry expert, Andrew, talks us through some common (and not so common) questions about novated leasing and salary packaging. Question: What’s the difference between novated leasing and salary packaging? Put simply: When it comes to cars, they are the same. However, there are a few more things to think about… Firstly, who is Andrew Pantelis? … Continued