Australia's Best Vehicle Salary Packaging Solution!
Start saving with a Novated Lease today
Save up to $10,000 vs a traditional 5 year car loan
Easily convert your existing car loan to a novated lease
Flexible Visa card for fuel purchases
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Why a Novated Lease?
Reduce Taxable Income
Make repayments, maintenance, fuel, insurance and even registration from your pre-tax income, and reduce the amount of tax you pay upfront.
Employer Options
You can choose the car you want and take it with you to your next job if you change employers.
Leasing Options
A range of novated car lease options allows you to choose those with flexible terms, fixed interest rates, and no deposit requirement.
Salary Packaging
Talk to us about salary packaging benefits and understand how salary packaging works and where the savings come from. We're here to answer any questions you have about salary packaging.
Novated Lease Vehicle Deals
Our Novated Lease Packages include the following;
Repayments
Fuel
Tyres
Registration
Servicing
Insurance
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New Car FAQ
What happens if I change employers or stop working?
Your agreement is fully portable between employers. What was once only available to the public service sector, is now available to every working Australian. If you decide to stop working, you can continue the agreement directly with the financier or potentially transfer to a family member or associate.
What happens if I don't spend all of my deductions?
Any unspent provisions can be withdrawn via your payroll at any time throughout the term. Surplus at the end can be rolled into your new vehicle, if you wish to upgrade.
Do I own the car and who can drive it?
You are the registered and insured owner of the vehicle therefore the decision of who drives it is entirely yours!
Will FBT (Fringe Benefits Tax) apply?
Fringe Benefits Tax does not apply to a novated lease.
Do I require a large income to benefit?
No, as long as you pay tax, you will benefit.
What happens at the end of the term?
- Upgrade your vehicle
- Extend your current package for another term
- Payout the remaining residual
- Own the vehicle outright with Residual - Free option
Latest Novated Lease News
We provide Novated Leases for all car brands, including the ones listed below
All novated examples are based on 60 months term traveling 15,000 kms per annum based upon a $85,000 annual income. Images are for display and illustration purposes only. Vehicle supply is subject to availability and pricing may change subject to manufacture discretion and could affect the estimated figures list above. Novated leasing or Vehicle Packaging works for the employee by substituting a taxable benefit compared to their current personal scenario. The above figures represent the estimated net impact on your income taking into account the assumed tax and GST savings. All applications are subject to normal credit criteria and assessment along with loan/lease suitability. Terms, conditions, fees and charges may apply.
It is best to seek financial advice from an independent specialist such as an accountant in regards to your own personal circumstances before solely relying on these figures.
Positive Salary Packaging ABN 71 643 583 171.
Vehicle Salary Packaging Solutions
See what Positive Salary Packaging can do for you today. Simply hit the button and send us an enquiry to get started.