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Novated Leasing for City of Armadale Staff

Discover how our Novated Lease Solutions are tailored to provide exceptional savings and convenience for City of Armadale’s worforce, empowering tax savings and the benefits of tax savings for your everyday motoring.

In partnership with Positive Salary Packaging, the City of Armadale offers employees various salary packaging benefits, aiming to improve their experience. This includes opportunities for financial optimisation such as Novated Leasing and exclusive vehicle expense savings.

Australia's Best Vehicle Salary Packaging Solution!

Start saving with a Novated Lease today

Get discounts on the car purchase price

Save up to $10,000 vs a traditional 5 year car loan

Easily convert your existing car loan to a novated lease

Flexible Visa card for fuel purchases

Get a Novated Lease Quote

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Why a Novated Lease?

A Novated Lease is a tax effective form of financing your vehicle. It allows you to pay for the vehicle and all it’s associated running costs using pre & post tax money. This method reduces your taxable income resulting in savings of thousands

Pay Less Tax

Make repayments, maintenance, fuel / charging, insurance and even registration from your pre-tax income, and reduce the amount of tax you pay upfront.

GST Savings

As Novated Lease finance is treated as a business transaction, this means you don’t have to pay the GST on the purchase price of the vehicle. Saving you effectively 10% on the vehicle price straight up! You also save the GST on your running costs

Leasing Options

A range of novated car lease options allows you to choose those with flexible terms, fixed interest rates, and no deposit requirement.

Flexible Vehicle Choice

You can package any vehicle (new, used and even existing) We can even offer a refinance option to potentially re-gain some of the benefit you have missed out on over your remaining finance term.

End of Term Profit

If you wish to sell or trade-in your vehicle at the end of the term, any profit above the residual value is yours to keep TAX-FREE

Employer Options

You can choose the car you want and take it with you to your next job if you change employers.

Novated Lease Vehicle Deals

Our Novated Lease Packages include the following;

  Repayments

  Fuel / Charging

  Tyres

  Registration

  Servicing

  Insurance

$   237

pw

Mitsubishi Outlander ES 5 seat 2WD

Includes $110 per week in running costs

Tax Savings $14,465

$   204

pw

Tesla Model 3 RWD

Includes $65 per week in running costs

Tax Savings $36,250

$   224

pw

Tesla Model Y RWD

Includes $66 per week in running costs

Tax Savings $39,880

$   320

pw

Ford Ranger XLS 2.0 4X4 Double Cab Auto

Includes $112 per week in running costs

Tax Savings $15,455

$   250

pw

Mazda CX5 Maxx FWD Auto

Includes $110 per week in running costs

Tax Savings $14,490

$   330

pw

Isuzu D-Max X-Terrain 4X4

Includes $114 per week in running costs

Tax Savings $15,805

$   197

pw

Mitsubishi ASX LS 2WD Auto

Includes $104 per week in running costs

Tax Savings $13,465

$   182

pw

BYD Atto 3 Extended Range

Includes $78 per week in running costs

Tax Savings $33,191

$   222

pw

Mitsubishi Outlander PHEV Aspire AWD

Includes $81 per week in running costs

Tax Savings $38,960

$   233

pw

Polestar 2 Short Range

Includes $86 per week in running costs

Tax Savings $40,955

$   158

pw

MG ZS EV Essence

Includes $59 per week in running costs

Tax Savings $27,555

Can’t see your vehicle?
Already know what car you want to buy?

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Novated Lease Calculator

New Car FAQ

What happens if I change employers or stop working?

Your agreement is fully portable between employers. What was once only available to the public service sector, is now available to every working Australian. If you decide to stop working, you can continue the agreement directly with the financier or potentially transfer to a family member or associate.

What happens if I don't spend all of my deductions?

Any unspent provisions can be withdrawn via your payroll at any time throughout the term. Surplus at the end can be rolled into your new vehicle, if you wish to upgrade.

Do I own the car and who can drive it?

You are the registered and insured owner of the vehicle therefore the decision of who drives it is entirely yours!

Will FBT (Fringe Benefits Tax) apply?

Fringe Benefits Tax does not apply to a novated lease.

Do I require a large income to benefit?

No, as long as you pay tax, you will benefit.

What happens at the end of the term?

  • Upgrade your vehicle
  • Extend your current package for another term
  • Payout the remaining residual
  • Own the vehicle outright with Residual - Free option

All novated examples are based on 60 months term traveling 15,000 kms per annum based upon a $85,000 annual income. Images are for display and illustration purposes only. Vehicle supply is subject to availability and pricing may change subject to manufacture discretion and could affect the estimated figures list above. Novated leasing or Vehicle Packaging works for the employee by substituting a taxable benefit compared to their current personal scenario. The above figures represent the estimated net impact on your income taking into account the assumed tax and GST savings. All applications are subject to normal credit criteria and assessment along with loan/lease suitability. Terms, conditions, fees and charges may apply.

It is best to seek financial advice from an independent specialist such as an accountant in regards to your own personal circumstances before solely relying on these figures.

Positive Salary Packaging ABN 71 643 583 171.

Vehicle Salary Packaging Solutions

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